Loan Advisory & Management Plans

The Findynamics Loan Advisory Team advises our clients on how to reduce debt, raise the funds, re-structure the wealth, and choose the loan options that will best suit their financial requirements. These fund experts are the best in Chennai for speculating the industry, your individual and company needs, does a comparative study on risk and operations.

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Definition of Loan Advisory Services in India

The Types of Loans that one can take in India

India is a country with plenty of loan options. However, choosing the best loan is possible along with the experts. We furnish promised expertise that keeps our clients happy.

Personal Loan

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A well-used loan type meant for personal use, individuals, and families.

It is a type of unsecured loan that enables the loan holder to get immediate liquidity.

A better credit rating will help fetch good personal loan interest rates.

Personal loans can be used for higher education, marriage, debts, vacation, any contingency in life.

Home Loan

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This secure loan type is meant to meet the home building expenses and will comply with the home structure expenses of your choice.

This includes the purchase of land for the home, the construction expenses, to repay any other home loan taken beforehand.

Once the documents are furnished, the loan experts at Findynamics will complete the processing in a couple of days.

Such loans are also eligible for tax deductions, so it will reduce the tax liability.

Property Loan

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A well-noted secured loan is a property loan, whereby your own property can be pledged for the loan purpose.

It can be taken for any purpose that may need finance in life like education, home expansions, etc.

Depending on the worth of the property, the loans will be processed by the loan experts at Findynamics.

You can even take such loans to set up a new business or expand your existing home-based business.

Commercial Loan

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These loans are specially meant for businesses and not private requirements.

Commercial loans can be taken against machinery, inventory supplies, furniture, office vehicles, etc.

These short-term loans extend up to one year only and can be customized based on the requirements.

We give floating and fixed interest rates to meet your needs and will update you on the changes regularly

Private Vehicle Loan

Vehicle loans can be taken to purchase newly manufactured ones or even used vehicles.

It is meant for two-wheelers or even four-wheelers.

The approval processing process is done within a short while.

Specify your need to your personalized loan expert and get your loan approved.

What factors are looked into while approving a loan?

There are so many factors, but here we have listed the basic ones that can be prepared from your side for speedy approvals
Employment History:

To showcase you have a source of employment, and a flow of annual income, is essential while going for a loan. When employed, the stability of repayments is assured. After necessary checks, the approvals will be done quickly.

Income Proof:

While applying for any loan, it is necessary that the individuals should present copies of their incomes. It could be salary or even other sources of income like rent or business of any sort. Once the source of income is established, the loan approvals will be done quickly.

Credit Scores:

The higher credit scores that individuals can maintain, it increases the scope of getting loan approvals faster. The credit score is a virtual medium of increasing your rating in terms of financial stability.

Collaterals:

Depending on the present market values, the collateral value will be determined. Collaterals make your loans more secured and you can earn more competitive interest rates.

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