Corporate Business Loan

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Understanding the FinDynamics Corporate Business Loan
What is a Corporate Business Loan?

In addition to your own sourced funds, there may be other requirements for additional working capital. With the aid of corporate loans from FinDynamics Corporate Business Loan Services India, you could take care of your long-term, high- risk, and even short-term expenses. This could be related to your machinery, research, infrastructure, logistics, and any expansion plans.

What are the Types of Corporate Loans in India?

Loan Against Securities

In case, you have already invested in mutual funds, demat stock shares, and even insurance policies, they can be placed against a loan and you can apply for a loan for your corporate purposes. With a 12 month tenure period, you will need to make arrangements for repayments.

Term Loan

These have both floating and fixed interest rates, and they are great for those who need finance to purchase machinery, get better technology or even revamp the infrastructure. You can choose a comfortable repayment schedule too.

Cash Credit

Depending on the nature of your business, you can avail of cash credit from us by pledging any inventory or corporate connected receivables at your end. You can get almost 80% of the value of the assets pledged for the period of 12 months.

Bank Guarantee over credit facility

A credit option is when a seller guarantees that you will pay back a certain loan in a stipulated time period. In case, you are not able to do so, the bank will take the necessary steps to pay the outstanding dues based on certain clauses.

Overdraft Facility

Depending on the securities that you have pledged, you can use bank overdraft. The interest will be calculated only on the amount taken. However, the bank is allowed to ask for repayment at a quick notice.

Want to know about Corporate Business Loan Eligibility?

Here are a few points to keep in mind to know if you are eligible for a corporate loan:
  • .01A business in profit for at least 2 years
  • .02Showcase balance sheet of 2-3 years.
  • .03Should have your documents like PAN, GST, address proof, etc intact
  • .04Need to own a decent CIBIL score
  • .05An Indian citizen with no police/criminal records
  • .06No defaults whatsoever with any other financial institution.

Corporate Business Loan Services | FinDynamics Loan Solutions for Businesses

We also provide:
  • .01Corporate Business Loan Services lftarrow
  • .02Corporate Commercial Equipment Loan lftarrow
  • .03Corporate Commercial Mortgage lftarrow

Core Corporate Financial Services | Your Complete Financial Support for every Business

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