All about Home Loans

Building a home is indeed complicated and you need to manage your funds wisely. At FinDynamics, you get plenty of options, research, and strategically proven advice on how to get a home loan in India. We cater to all income groups, ensuring that the loan services match your requirements, repayment priorities, home loan eligibility factors.

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Benefits of Home Loans

Interestrate

Interest Rate

Low Interest rates give you the benefit of owning your own property and prepaying the loan at your convenience.

Emergency

Penalities

Free of prepayment penalties: In case, you have surplus money in certain months, you can arrange to initiate part payment of the loan with no extra penalties.

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Save Tax

Tax benefits as per Section 24(b) of the Income Tax Act, 1961 can be claimed when you compute income from house property. To know more on how to save taxes. Tax benefits >>

Rentsaving

Rent Saving

Rent can be cut down from expense sheet and overtime, you will be saving money, irrespective of the change in rent charges.

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Pay Options

Comfortable Pay options are available with us, and you can choose how to manage your monthly installments. That way you get a dream house without squeezing your regular life commitments.

Repayment

Repayment

Long term repayment is the biggest advantage of a personal home loan repayment. The time period to repay could extend up to 30 years. Get your EMI calculations today. Calculator >>

Home Loan Amount Calculation

Once you decide on the funds needed to build your dream home, our financial advisor will explain the options of EMI installments. You will understand how much EMI you have to pay each month for the home loan. It will be based on:

Eligibility

Tenure of Loan: The longer the tenure, the more chances of availing a home loan

Employee: Salaried employees are eligible or else you can add a salaried family member to your application

Income: If you have income of about Rs 2 lacs or above per annum

Salary: A minimum of Rs 10,000 per month salary would make you eligible

Age Limit: People between 21 - 65 years of age

How to apply for FinDynamics home loans?

Don’t let funds restrain your dream to have a home. We tie up with the best of the financial companies in India, to help you avail different kinds of loans.

Once you feel the need of a Home loan, let us know and our Financial Loan advisor will help you to find the best home loan repayment option to suit your needs. Leave your details with us today.

Got questions on Home Loan Eligibility / Interest/ Repayments?